Terms of Use

Last Updated: January 30, 2026

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Introduction

Welcome to Nxwlto. These Terms of Use ("Terms") govern your access to and use of the Nxwlto website (the "Website") and the bookkeeping and financial reporting services (the "Services") offered by Nxwlto.

Please read these Terms carefully before accessing or using our Website or Services. By accessing the Website or using our Services, you agree to be bound by these Terms and our Privacy Policy. If you disagree with any part of these Terms, you may not access the Website or use our Services.

These Terms constitute a legally binding agreement between you (whether as an individual or on behalf of an entity) and Nxwlto, located at 28 & 30, Jalan SG 1/5, Taman Sri Gombak, 68100 Batu Caves, Selangor, Malaysia.

Definitions

Throughout these Terms, the following definitions apply:

  • "Nxwlto," "we," "us," or "our" refers to Nxwlto, the provider of the Website and Services.
  • "You" or "your" refers to the individual or entity accessing or using the Website or Services.
  • "Website" refers to the website located at nxwlto.one, including all content, features, and functionality offered therein.
  • "Services" refers to the bookkeeping and financial reporting services provided by Nxwlto.
  • "Content" refers to all information, data, text, software, images, graphics, videos, messages, or other materials displayed on or available through the Website.
  • "Service Agreement" refers to any separate agreement entered into between you and Nxwlto for the provision of specific Services.

Website Use and Access

License to Use

Subject to these Terms, Nxwlto grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Website for your personal or internal business purposes.

Access Restrictions

You agree not to:

  • Use the Website in any way that violates any applicable local, state, national, or international law or regulation
  • Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Website, the server on which the Website is stored, or any server, computer, or database connected to the Website
  • Use the Website to transmit or exchange any material that is misleading, fraudulent, defamatory, obscene, pornographic, abusive, harassing, or otherwise objectionable
  • Engage in any activity that interferes with or disrupts the Website or the servers and networks connected to the Website
  • Use any robot, spider, crawler, scraper, or other automated means to access the Website for any purpose
  • Bypass or circumvent any measures we may use to prevent or restrict access to the Website

Account Security

If you create an account on our Website or client portal, you are responsible for maintaining the confidentiality of your account information, including your password, and for all activities that occur under your account. You agree to notify us immediately of any unauthorized access to or use of your account.

Nxwlto reserves the right to disable any user account at any time if, in our opinion, you have failed to comply with these Terms or if we suspect unauthorized or fraudulent use of your account.

Intellectual Property Rights

Website Content

The Website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Nxwlto, its licensors, or other providers of such material and are protected by Malaysian and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

Trademarks

The Nxwlto name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Nxwlto or its affiliates or licensors. You may not use such marks without the prior written permission of Nxwlto.

Limited License

Nothing in these Terms grants you any right, title, or interest in the Website or its content, nor any intellectual property rights owned by Nxwlto or any third party. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, transmit, or otherwise exploit any content on our Website, except as follows:

  • Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials
  • You may store files that are automatically cached by your Web browser for display enhancement purposes
  • You may print or download one copy of a reasonable number of pages of the Website for your own personal, non-commercial use and not for further reproduction, publication, or distribution

Service Terms and Conditions

Service Engagement

The provision of our bookkeeping and financial reporting Services is subject to a separate Service Agreement between you and Nxwlto. These Terms apply to your use of the Website and general aspects of our business relationship, but specific deliverables, fees, timelines, and other terms related to our Services will be detailed in the Service Agreement.

If there is any conflict between these Terms and the Service Agreement regarding the provision of Services, the terms of the Service Agreement will prevail.

Client Responsibilities

When engaging our Services, you agree to:

  • Provide accurate, complete, and timely information necessary for the performance of the Services
  • Designate qualified personnel to interact with Nxwlto and provide timely decisions, approvals, and information as needed
  • Review deliverables provided by Nxwlto and notify us promptly of any issues or concerns
  • Pay all invoices in accordance with the terms specified in the Service Agreement
  • Comply with all applicable laws and regulations related to your business operations

Payment Terms

Payment terms for our Services, including fees, invoicing schedule, and payment methods, will be set forth in the Service Agreement. Unless otherwise specified:

  • Invoices are due within 30 days of the invoice date
  • Late payments may be subject to interest charges
  • All fees are exclusive of applicable taxes, which will be charged separately
  • We reserve the right to suspend Services for non-payment of invoices that are more than 45 days past due

Confidentiality

Nxwlto acknowledges that in providing the Services, we may have access to confidential and proprietary information belonging to you. We agree to maintain the confidentiality of such information and to use it solely for the purpose of providing the Services. Detailed confidentiality terms may be included in the Service Agreement.

Similarly, you agree to maintain the confidentiality of any proprietary information provided by Nxwlto in connection with the Services, including methodologies, processes, and tools.

Disclaimers and Limitations of Liability

Disclaimer of Warranties

THE WEBSITE AND ITS CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

Nxwlto DOES NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, OR THAT ANY DEFECTS IN THE WEBSITE WILL BE CORRECTED. THE INFORMATION ON THE WEBSITE MAY CONTAIN TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS.

Professional Advice Disclaimer

The information provided on the Website is for general informational purposes only and should not be construed as professional advice. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the Website for any purpose.

Any reliance you place on such information is strictly at your own risk. You should consult with qualified professionals before making any financial, legal, or business decisions.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL Nxwlto, ITS AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

  • YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE WEBSITE OR SERVICES
  • ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE WEBSITE
  • ANY CONTENT OBTAINED FROM THE WEBSITE
  • UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT

Nxwlto's total liability to you for all claims arising from or relating to these Terms or your use of the Website shall not exceed the amount paid by you, if any, for accessing our Website or using our Services during the twelve (12) months immediately preceding the date of the claim.

Indemnification

You agree to defend, indemnify, and hold harmless Nxwlto, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Website, including, but not limited to, any use of the Website's content other than as expressly authorized in these Terms or your use of any information obtained from the Website.

Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of Malaysia, without giving effect to any principles of conflicts of law.

Any legal suit, action, or proceeding arising out of or related to these Terms or the Website shall be instituted exclusively in the courts located in Kuala Lumpur, Malaysia, and you irrevocably submit to the jurisdiction of such courts in any such suit, action, or proceeding. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

Changes to Terms

Nxwlto reserves the right, in our sole discretion, to change, modify, add, or remove portions of these Terms at any time. It is your responsibility to check these Terms periodically for changes. Your continued use of the Website following the posting of revised Terms means that you accept and agree to the changes.

We will provide notice of material changes to these Terms by posting a prominent notice on our Website or by sending an email to the address associated with your account (if applicable). What constitutes a material change will be determined at our sole discretion.

Termination

Nxwlto reserves the right to terminate or suspend your access to all or part of the Website, without notice, for any conduct that we, in our sole discretion, believe is in violation of these Terms, applicable laws, or is harmful to the interests of another user, a third party, or Nxwlto.

In the case of Services engaged under a Service Agreement, termination provisions in that agreement will apply to the Services. Termination of the Service Agreement does not automatically terminate your rights to access the Website under these Terms.

Miscellaneous Provisions

Entire Agreement

These Terms, together with our Privacy Policy and any Service Agreement entered into between you and Nxwlto, constitute the entire agreement between you and Nxwlto regarding your use of the Website and Services, and supersede all prior and contemporaneous written or oral agreements or understandings between you and Nxwlto.

Waiver

No waiver by Nxwlto of any term or condition set forth in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of Nxwlto to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.

Severability

If any provision of these Terms is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms will continue in full force and effect.

Assignment

These Terms, and any rights and licenses granted hereunder, may not be transferred or assigned by you without the prior written consent of Nxwlto. Nxwlto may assign these Terms without restriction.

Force Majeure

Nxwlto shall not be liable for any failure to perform its obligations under these Terms where such failure results from any cause beyond Nxwlto's reasonable control, including, but not limited to, natural disaster, pandemic, terrorism, government regulation, riot, civil unrest, fire, or power outage.

Contact Information

If you have any questions about these Terms, please contact us at:

Nxwlto

Address: 28 & 30, Jalan SG 1/5, Taman Sri Gombak, 68100 Batu Caves, Selangor, Malaysia

Phone: +60 12-657 8938

Email: [email protected]